Solutions for Billers
Move collections off the cash counter and onto a nationwide interoperable rail — reachable from every bank app, wallet and agent outlet on the Bharat Connect network.
Be payable everywhere, without integrating anywhere
When your organisation is listed on Bharat Connect, every customer-side channel on the network can fetch your bill and collect it — bank mobile apps, wallets, fintech platforms and lakhs of retail agent counters. You integrate once, with the network, and inherit all of them.
We work with utilities, NBFCs, insurers, educational institutions, housing societies, hospitals and subscription businesses to structure their bill data, complete network certification and go live — then we stay for the reconciliation, which is where most collection projects actually fail.
What listing changes
- Collections shift from cash to traceable digital modes
- Standardised bill fetch — no more wrong-amount payments
- Single settlement file instead of channel-by-channel MIS
- Fewer walk-ins at your own collection counters
- Faster credit realisation and cleaner ageing reports
- Complaints handled through a defined network workflow
Four moving parts, one clean flow
What happens between a customer walking up to a counter and money reaching your account.
Bill fetch
The customer-side channel sends the consumer number to the network, which routes it to your systems for the live amount and due date.
Payment
The customer pays by cash, UPI, card, net banking or wallet. The channel confirms the collection to the network.
Confirmation
A Bharat Connect reference number is generated, the customer gets an instant receipt, and your system is notified of the credit.
Settlement
Funds settle through the central switch on the network's settlement cycle, with a daily file that reconciles line by line.
What we will need from you
- Entity registration, PAN, GST and bank account proof
- Bill format, consumer number structure and validation rules
- A bill fetch API or an agreed file-based bill upload
- Categories and sub-categories you want to be listed under
- Refund, adjustment and complaint handling policy
- Nominated operations and escalation contacts
If you have no API today
Plenty of billers we work with have collections running on a legacy system, a hosted ERP, or nothing more than a spreadsheet exported every morning. That is workable.
We support scheduled bill file uploads with validation, and can build a thin fetch layer over your existing database so you do not have to rewrite a billing system just to get listed. The goal is to get you collecting digitally now, and modernise the plumbing later.
Want your bills payable at every counter in India?
Tell us your category, monthly collection volume and how your billing system works today. We will map out what listing on Bharat Connect would involve.