Bharat Connect (BBPS) Customer Operating Unit — interoperable bill payments across India

Bill Payment Categories

Every category live on the Bharat Connect network is reachable through a single integration with us. New categories added by the network become available automatically.

Categories

What your customers can pay at your counter

Category availability depends on which billers are live on the network at any given time and may vary by state. Our team can confirm coverage for a specific biller before you go live.

Electricity State discoms & private distributors
Water Municipal & jal board bills
Piped Gas & LPG Cylinder City gas distribution and refills
Mobile Postpaid & Prepaid All leading telecom operators
Landline & Broadband Postpaid landline and fibre plans
DTH & Cable TV Direct-to-home and local cable
Credit Card Bills Bank credit card repayment
Loan Repayment & EMI NBFC and bank instalments
Insurance Premium Life, health and general renewal
Municipal Taxes Property tax and civic dues
Education Fees Schools, colleges and institutes
Housing Society Maintenance and society dues
Hospital & Clinical Hospital bills and lab payments
FASTag Recharge National electronic toll collection
Metro & Transit Card Metro card top-up and passes
Subscription Services OTT and recurring subscriptions
Mutual Fund & SIP Instalment collections
Prepaid Wallet Top-up PPI and wallet loading
LPG Booking Domestic cylinder booking
Rental Payments Commercial and residential rent
Recurring Deposit RD instalment collection
Donation Trusts and registered NGOs
Club & Association Membership and annual fees
Locker Rental Bank locker charges
Cylinder & Fuel Retail Retail fuel account settlement
Payment Modes

Collect the way the customer wants to pay

Mode availability depends on your channel type and the biller's configuration. Agent counters typically operate on cash and agent wallet; digital channels enable the full set.

CashCollected at the agent counter
UPIScan, intent and collect flows
Debit & Credit CardCard networks operating in India
Internet BankingDirect bank account debit
Prepaid InstrumentWallets and prepaid cards
Agent WalletPre-funded institution balance
At the Counter

A payment, start to finish

Roughly forty seconds, from the customer handing over a bill to walking away with a receipt.

01

Select biller

The agent picks the category and biller, or searches by name and state.

02

Enter identifier

Consumer number, account ID or mobile number, validated against the biller's rules.

03

Fetch the bill

Live amount, due date and customer name are pulled from the biller in real time.

04

Collect payment

The customer pays by their preferred mode and the transaction is submitted.

05

Issue receipt

A receipt with the Bharat Connect reference number is printed or sent by SMS.

06

Reconcile

The transaction appears in the day's MIS and the settlement file that night.

Note: biller and category availability on the Bharat Connect network changes over time as billers are onboarded or withdrawn by their respective Biller Operating Units. The list above reflects categories supported by the network and should be confirmed for your specific requirement before launch.

Need a specific biller confirmed?

Send us the biller name and state and we will confirm whether it is currently live on the network and reachable through our integration.